Three girls sitting next to each other wearing a rose gold love letter envelope locket, gold love letter envelope locket, and a silver letter envelope locket. Tips & Guides

What Color Jewelry Should I Wear?

Tips & Guides
Three girls sitting next to each other wearing a rose gold love letter envelope locket, gold love letter envelope locket, and a silver letter envelope locket.

When it comes to picking the color of jewelry to wear, the first thing that you want to check is your skin undertone. There are three different undertones - cool, neutral, and warm. By finding out your undertone, you are able to match your jewelry and wear the best color for you. This blog will center on what each skin undertone looks like, how you can determine which one you have, and what color jewelry works best.

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Pictured Love Letter Envelope Locket (Rose Gold and Silver) and Silver Mini Fortune Cookie Huggie Earrings

In This Article...

Determine Your Skin Undertones 

When it comes to picking the color jewelry to wear, the first thing that you want to check is your skin undertone. There are three different undertones - cool, neutral, and warm. Each skin tone has different qualities and coloring to them.

Warm Undertones

Warm undertones will vary from yellow to golden. If you have a lighter skin tone, it will be more towards a shade of yellow. If your skin tone is darker, it will resemble more of a peach or golden color.

Cool Undertones

Cool undertones will vary from pink and blue to purple and red. If you have a lighter skin tone, it will be more towards a shade of pinkish-blue. If your skin tone is darker, it will resemble more of a purplish-red.

Neutral Undertones

Neutral undertones are exactly what they sound like. It’s a mixture of warm and cool undertones. This is usually an olive-colored tone. It also means that your undertone is like the color of your skin tone.

Tips for Checking Your Skin Tone

If you don’t know your skin tone or are looking to figure it out - here are five different ways that you can find out. Once you have your skin tone, you can start matching your jewelry to it!

The Color of Clothing 

If you have a plain white t-shirt, you can check your skin tone. All you have to do is wear a white t-shirt and look at your complexion. If you start to see your skin turn a pink color, then you have a cool tone. If the white shirt makes your skin look a yellow color, then you have a warm tone. If there is no change, then the tone is neutral.

You can also take a look at which color of clothing compliments you the best. If you find yourself looking best in yellows or orange mixed with red, brown, or ivory, your undertone is warm. If purple, blue, red, and black are your go-to colors, your undertone is cool.

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Pictured Gold Love Letter Envelope Locket

Hair & Eye Color 

Your hair and eye color can also be an indicator of what skin tone you have.

When it comes to hair determining your skin tone, it depends on your natural color. This should be the color that it is without any dye treatment.  If you are a natural brunette or have black hair, then your skin undertones will be warm. You will more likely see those yellow/golden colors. If you were born with blonde hair, you will have a cooler undertone. This will lead to that pinkish-blue and purplish-red colors in your tone. If you happen to have ash or natural hair, you most likely have a neutral undertone. 

When it comes to eye color, it’s a little easier to figure out since you don't have to take dye jobs into consideration. If you have blue, green, grey, or dark brown eyes, your skin tone most likely has cool undertones. Green, amber, and hazel eyes usually correlate with warm undertones.


Check the Color of Veins 

As silly as it may sound, checking the color of your veins is a great way to get a full understanding of your skin tone. When you flip your wrist over, take a look at your veins. The color will tell you everything you need to know about your skin tone. When you look at your veins, you want to pay attention to see if they look more blue or green. If you see more green, than you have more of a warm tone. If you see more blue, than you have more of a cool tone. If there is an equal amount of each color, this is an indicator that you have a neutral skin tone.

The Color of Makeup You Wear 

When we wear makeup, we always make sure that the color of our foundation works well with our skin tone. We want to make sure that it blends in and looks natural. When it comes to determining your skin tone for jewelry colors, the color of makeup is helpful. If your foundation has a pinkish tint in the bottle, you have more of a cool undertone. If you see a yellow or golden tiny in your foundation, then you have a warmer undertone. When it comes to neutral you may have trouble determining exactly which color you see.

Think About How Your Skin Reacts to the Sun

How your skin reacts to the sun is another indicator of your skin tone. If you easily burn or even end up turning a shade of pink, you have a cool tone. If you end up getting a good tan, then you have a warm tone. If you end up getting a little burn but also a little tan, then you have a neutral tone.

Jewelry for Skin Tones

Now that you’ve found out your skin tone, you may be asking “What color jewelry should I wear?” Each color compliments a certain skin tone, so I'll guide you through the ones that work best for each.

Rose Gold Jewelry for Any Skin Tone 

Rose gold jewelry is becoming a favorite jewelry color. Although rose gold jewelry works with any skin tone, you may want to be careful. If you have any pink that pops out in your skin, you may want to avoid rose gold. This color can end up making the redness much more visible. If you want to try out a rose gold, a great piece is our Love Letter Envelope Locket.

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Pictured Rose Gold Love Letter Envelope Locket

Gold Jewelry for Warm Skin Tones

Gold jewelry works very well with a warm undertone. It matches the skin well and doesn’t take away from it or downplay it. On someone with a cool undertone, gold jewelry may make the wearer look sick. It makes cool undertones look pale and does not work as well as it does with warm undertones. Our Key of F Necklace is a meaningful gold piece for those with a warm undertone.

Silver Jewelry for Cool Skin Tones

Silver Jewelry is the best match for someone with a cool tone. It compliments their skin tone and doesn’t overpower it. Warmer undertones clash with silver jewelry, making it not as good of a fit for them. Our silver Heart + Arrow Locket is a great complement piece for those with a cool undertone.

Should I Wear Gold or Silver?

At the end of the day, the color of jewelry that you wear is up to you. It is your own personal style. You wear it for you, and for no one else. But, if matching your skin tone to your jewelry is something important to you, you can follow the rules. Those with a warm undertone should stick with gold and a cool undertone with silver. A neutral undertone works with white and yellow metals, giving you silver and gold as options.

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Pictured Silver Love Letter Envelope Locket and Silver Mini Fortune Cookie Huggie Earrings

What Color Jewelry Goes With Everything?

You can find all different pieces of jewelry in different colors. This can make it easy for any skin tone to find any piece of jewelry to wear. For example, if someone with a cool skin tone wants to wear gold, they can find a yellow gold that will match well. Although, you shouldn’t let your skin undertone be the reason you don’t buy certain pieces. Jewelry is for everyone.

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Allie Berloco

Allie Berloco is a writer for Fortune & Frame. She graduated from Marist University with a double major in Media Studies, TV & Film Production and Communications, Journalism. She's sown here in her official Harry Styles fangirl outfit after seeing him perform live on the Today Show in NYC.